Gap Cover Products

Even the most comprehensive of medical schemes does not cover members for all eventualities and under all circumstances.  At Cura we offer between what your medical scheme pays and the actual fee charged by health service providers for private healthcare.

Gap Basic Cover

Cura’s Gap Basic Cover includes Gap cover from 100% up to 500% Medical scheme tariff, co-payments or deductibles claimed by health service providers for treatment received whilst a covered member is an in-patient and a Casualty Benefit.

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Gap Standard Cover

This extends Cura’s Gap Basic Cover to include co-payments or deductibles claimed by health service providers for treatment received whilst a covered member is an in- or out-patient and is further enhanced to provide, Medical Scheme - Premium Waiver (Death or Total and Permanent Disability), Trauma Counselling and a Consumables benefit.

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Gap Advanced Cover

This extends Cura’s Gap Standard Cover to include the use of Non-DSP Hospital Co-Payment, Sub-limitation cover (whilst as an in-patient), Sub-Limitation on intra ocular lenses, Cancer Treatment
(For the purpose of this policy outpatient treatment excludes specialist’s consultations), International Travel Insurance and Pathology and Radiology Benefits once savings and/or day-to-day has been depleted.

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Gap Ultimate Cover

In this flagship option, we cover members to the full extent of the Gap Advanced Cover with increased limits per person and further enhanced to provide, Lump sum cancer diagnosis benefit, International Travel Insurance, Cura Gap Ultimate Premium Waiver (Death or Total and Permanent Disability) and Accidental Death Benefit.

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Get in touch

Tel: 010 021 0260
Fax: 086 500 7713
E-mail: mail@curaadmin.co.za

Physical Address

829 Rubenstein Drive
Moreletapark
0044
Pretoria
Gauteng

Get directions

We are an authorised financial services provider: FSP26848

About Us

At Cura we are ready to help you enhance your medical cover without leaving your chosen medical scheme. Enjoy the ultimate in medical cover for total peace of mind. Put the fears for excessive hospital cost shortfalls and unforeseen co-payments for medical services behind you.