2024 Cura Funeral Cover - R30 000
This extends Cura’s Funeral Cover to an extended benefit option. Our Funeral Cover policy is designed to pay claims as quickly as possible, and a decision on the claim will be made within 2 business days, to assist in covering the financial burden by even the simplest funeral.
What does Cura Funeral Cover - R30 000 entail?
|
LIFE ASSURED PLAN - R30 000 |
NATURAL DEATH | ACCIDENTAL DEATH |
|---|---|---|
|
Principal Member |
R30 000 |
R60 000 |
|
Spouse |
R30 000 |
R60 000 |
|
Child aged 14 to 21 |
R30 000 |
R60 000 |
|
Child aged 7 to 13 |
R20 000 |
R40 000 |
|
Child aged 0 to 6 |
R15 000 |
R30 000 |
|
Stillbirth (27 weeks to end of the pregnancy) |
R5 000 |
R10 000 |
Waiting periods:
- 6-month general waiting period in which no claim will be paid for death due to natural causes.
- Accidental death, excluding suicide. If death occurs before the first premium is received, then the amount will be deducted from the benefit. An accidental death will qualify for a double (x2) benefit payment.
- 12-month waiting period will apply in the case of suicide.
Concessions on the above waiting period will be considered for group schemes.
Maximum Entry Age:
The maximum entry age is age 64 (as at insured’s last birthday).
Child dependants are covered until they reach the age of 21 years, with the option to continue cover as a principal insured and no new underwriting or waiting periods will apply. The age of 21 may be extended up to 26 years in respect of an unmarried child dependant who is a full-time student, provided proof thereof can be provided to Cura Administrators.
All new-borns must be registered on this policy within 30 days after birth.
Premium:
| Entry Age | Monthly Premium |
|---|---|
| 64 or younger | R206.00 per month |
| 65+ (only existing members) | R339.00 per month |
Premiums are paid monthly and are VAT inclusive.
Terms and conditions apply in terms of exclusions and claim procedures.
