CANCER COVER

Cancer kills more people every year than AIDS, Tuberculosis, and Malaria combined.

According to the Cancer Association of South Africa (CANSA), one out of every four South Africans will be challenged with the diagnoses of Cancer of him or herself, or of a family member or a friend.

With the diagnosis of Cancer comes fear and trauma, but also the immense challenge to fight the disease, both mentally and physically. The patient needs to focus on all the positive aspects of the recuperating process.

Cura Administrators Cancer Cover Products are designed to assist you with the unexpected expenses as a result of the inflated costs due to Oncology Treatment.

Cura Administrators Gap Cover is underwritten by GENRIC Insurance

Cancer Cover is underwritten by GENRIC Insurance Company Limited (FSP: 43638).
GENRIC is an authorised Financial Services Provider and licensed non-life insurer

2025 CURA CANCER COVER

Cura Administrators Breast Cancer icon

R100 000 stated benefit per lifetime per insured.

Cura Administrators Drip icon

R210 580 for shortfalls on out-patient oncology treatment per insured per annum.

Cura Administrators Counselling icon

R3 000 for trauma counselling at a registered counsellor.

2025 CURA CANCER COVER

Cura Administrators Breast Cancer icon

R100 000 stated benefit per lifetime per insured.

Cura Administrators Drip icon

R210 580 for shortfalls on out-patient oncology treatment per insured per annum.

Cura Administrators Counselling icon

R3 000 combined benefit for both registered psychology and psychiatric treatment by a registered practitioner per insured per annum.

What does Cura Administrators Cancer Cover entail?

  • R100 000 stated benefit per lifetime per insured. Must be diagnosed whilst on cover and alive. Excludes any skin cancer.
  • R210 580  for shortfalls on out-patient oncology treatment per insured per annum. Biological drugs excluded on this policy.
  • R3 000 for trauma counselling at a registered counsellor.

Waiting Periods Applicable:

Maximum Entry Age:

Monthly Premium:

Entry AgeMonthly Premium
Age 64 or youngerR255.00 per month

Premiums are for a single person and are VAT inclusive. Maximum Entry age is 64 (as at insured’s last birthday). Premiums are reviewed and may be adjusted annually.

Terms and conditions apply in terms of exclusions and claim procedures.

CURA CANCER COVER EXCLUSIONS

The Product Provider shall not be liable for costs incurred for hospitalisation, bodily injury, sickness, or related disease directly or indirectly because of or in consequence of:

  • Exposure to discharged nuclear weaponry fallout or by ionising radiation or contamination by radioactivity from any nuclear matter or from any nuclear waste from the combustion of nuclear fuel. For this exception, combustion shall include any self-sustaining process of nuclear fission.
  • Benign or malignant skin tumour containing dark pigment or a tumour of high malignancy that starts in melanocytes of normal skin or moles and metastasizes rapidly and known as malignant melanoma.
  • Any pre-existing condition, meaning any form of cancer previously diagnose prior to date of inception of policy.
  • Cost of Biological Cancer Drugs (as defined).
  • Any procedure not covered or declined by the medical scheme.
  • No benefits shall be payable for an insured event for which the insured person received treatment or advice 12 months prior to becoming an insured person. This exclusion applies to the first 12 months of cover only.
  • Investigations, treatment or surgery for artificial insemination or hormone treatment for infertility.
  • No benefits shall be payable in the event of fraudulent claim submission.

The table of benefits do not apply to any territory outside of the borders of the Republic of South Africa, Botswana, Lesotho, Swaziland, Namibia, and Mozambique.

CONTACT US FOR OBJECTIVE ADVICE, COST-EFFECTIVE COVER, AND PERSONALISED SUPPORT & ADMINISTRATION

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By submitting your personal information to Cura Administrators (Pty) Ltd (An Authorised Financial Services Provider FSP 26848 l Reg No.: 1997/017797/07), you hereby confirm:
– That you have read and understood our Protection of Personal Information Policy.
– That you have no objections to us retaining your personal information on our database and contacting you.
– That the information you have provided to us is true and correct and up to date.