Cancer Cover Exclusions

Cancer Cover Exclusions

The Product Provider shall not be liable for costs incurred for hospitalisation, bodily injury, sickness, or related disease directly or indirectly because of or in consequence of:

  • Exposure to discharged nuclear weaponry fallout or by ionising radiation or contamination by radioactivity from any nuclear matter or from any nuclear waste from the combustion of nuclear fuel. For this exception, combustion shall include any self-sustaining process of nuclear fission;

  • Consuming any drug or narcotic unless prescribed by and taken in accordance with the instructions of a registered medical practitioner (other than the insured person);

  • Drug Addiction;

  • An event directly attributable to the insured person having a blood alcohol concentration exceeding the legal permitted level, or the insured person presenting with alcoholism or an illness resulting from alcohol abuse.

  • Benign or malignant skin tumour containing dark pigment or a tumour of high malignancy that starts in melanocytes of normal skin or moles and metastasizes rapidly and known as malignant melanoma.

  • Any pre-existing condition, meaning any form of cancer previously diagnose prior to date of inception of policy.

  • Cost of Biological Cancer Drugs (as defined).

  • Any procedure not covered or declined by the medical scheme;

  • No benefits shall be payable for an insured event for which the insured person received treatment or advice 12 months prior to becoming an insured person. This exclusion applies to the first 12 months of cover only;

  • Investigations, treatment or surgery for artificial insemination or hormone treatment for infertility;

  • No benefits shall be payable in the event of fraudulent claim submission;

This table of benefits applies within the territory of the Republic of South Africa, Botswana, Lesotho, Swaziland and Namibia.

Get in touch

Tel: 010 021 0260
Fax: 086 500 7713

Physical Address

829 Rubenstein Drive
Moreleta Park

Get directions

We are an authorised financial services provider: FSP26848

About Us

At Cura we are ready to help you enhance your medical cover without leaving your chosen medical scheme. Enjoy the ultimate in medical cover for total peace of mind. Put the fears for excessive hospital cost shortfalls and unforeseen co-payments for medical services behind you.